Insights - Acumen Financial

The Downing Street road sign that displays "DOWNING STREET SW1 - CITY OF WESTMINSTER"

October 17, 2024

Looking Ahead to the Autumn Budget

Rachel Reeves’s first Budget will be on Wednesday 30 October and we have all been warned about the “difficult decisions” that she is bound to make. Th...

A man using a tablet and analysing financial charts

Investments

October 01, 2024

What are Fat Tails and why are they so powerful?

‘Fat tails’ is a statistical term that refers to greater-than-expected probabilities of extreme values, and is used within the financial markets indus...

Acumen Financial Partnership Office Burscough

Financial Planning

September 24, 2024

Lancashire financial planning that’s reassuringly straight-talking

Let's face it, finances can be confusing. Whether you're saving for a new home, planning for retirement, or simply trying to manage your day-to-day ex...

A person calculating aspects of their pension.

Pensions

September 08, 2024

Is the 4% Rule Still Relevant for Pensions?

Retirement planning in the UK is a complex task, with many factors to consider. One of the most important decisions is how much you can safely withdra...

Advice

September 04, 2024

Airpods Revenue Vs. Top Tech Companies (2024 Update)

Apple has long been established as a titan of the tech industry and a revenue behemoth. As the first company in history to hit the $1 trillion, $2 tri...

A person shaking hands with a financial adviser.

Advice

September 01, 2024

How to Choose a Financial Adviser in 2024

Navigating the UK's complex financial landscape can be daunting, especially when it comes to investment decisions and retirement planning. A reputable...

Financial advisers creating a financial plan around a table.

Financial Planning

August 28, 2024

How to Create a Financial Plan

Are you feeling overwhelmed by your finances? A well-crafted financial plan can provide the clarity and structure you need to achieve your financial g...

Retirement

August 21, 2024

Retirement Saving Strategies Based on Your Age

Do you dream of a comfortable retirement, free from financial worries? Whether your aim is to travel, pursue hobbies, or spend more time with family,...

Retirement

June 25, 2024

Retirement planning strategies for 2024

Many Britons are taking a DIY approach to retirement planning. While taking control of your future is commendable, navigating the UK pension landscape...

Advice

June 14, 2024

How the General Election result could affect your personal finances

Household finances are always a key battleground in any General Election. However, following several years of high inflation, soaring interest rates,...

Life Insurance

June 03, 2024

When do I need to update my life insurance policy? (2024 Update)

It’s tempting to think of life insurance as a financial product that you buy once and forget about. In actual fact, nothing could be further from the...

Life Insurance

May 22, 2024

When should you get life insurance?

We all know we should have life insurance in place but often it gets put to one side for another day. However, this type of insurance can be a crucial...

Bride and groom celebrate with their wedding party

Financial Planning

May 07, 2024

5 examples of how personal financial planning can be beneficial

Life throws a lot at us. From weddings and babies to dream holidays and new cars, there's always something to work towards. But without a plan, those...

Child Benefit National Insurance credits explained

Advice

May 02, 2024

How Child Benefit affects National Insurance contributions for stay-at-home parents

[vc_row][vc_column][vc_column_text]Are you and your family claiming Child Benefit correctly? If not, you could be missing out on precious National Ins...

Financial Planning

April 23, 2024

A brief guide to wealth management

Building and preserving wealth requires a great deal of careful planning and strategic execution. Wealth management is a helpful tool in this regard....

Advice

April 15, 2024

A matter of trust: Putting money in trust for children (2024 Update)

If you’re planning to set aside money for the long-term future benefit of your children, you may want to consider a trust fund. In this blog, Acumen t...

Jon Landy, BSc (Hons) DipPFS and Angela Maher, BA DipPFS

Company News

April 03, 2024

Angela is a VouchedFor Top Rated Financial Adviser for 2024

We’re delighted to announce that Acumen founder and Managing Director, Angela Maher, is once again featured in VouchedFor’s 2024 Top Rated Financial A...

Financial Planning

March 28, 2024

Why is financial planning for retirement vitally important?

We all know financial planning can be hugely beneficial for our lives. Having your financial affairs in order can benefit just about every aspect of y...

Advice

March 27, 2024

What is the best way to save for retirement?

We all want to enjoy a long and happy retirement enjoying the things we love the most. Of course, to do so we need to plan for the future and set asid...

Financial Planning

March 11, 2024

The 7 crucial steps in financial planning

At Acumen, clients often ask us: “What are the steps involved in the financial planning process?” In actual fact, there is a tried and tested methodol...

Hands on desk leaning over a book with laptop in foreground

Advice

September 06, 2023

What is Business Property Relief?

Business property relief has been around for decades, yet most business owners are unaware of its existence. The question we are looking to tackle is...

News

June 26, 2023

Farewell and Happy Retirement to Derek Jameson

Today is the day that we bid farewell to our long-standing friend and colleague – Derek Jameson. Derek has been integral to the Acumen team since he j...

stock volatility on paper - graph on printed white paper

News

February 17, 2023

Mid Market Update: Inflation and the global market

As the worries about prolonged inflation start to subside – there appears to be light at the end of the tunnel for developed economies. There have bee...

Company News

January 25, 2023

Acumen Financial Partnership is now trademarked

Trademarking our brand and learning what does ‘trademark’ mean? Since 2006, when we first opened the doors to clients in our original Maghull office,...

Advice

September 12, 2022

Why Red Bull is the world’s most unique company (2024 Update)

Imagine going back in time 40 years and explaining that an energy drink company would rise to power, dominate Formula 1, own international sports team...

Business Models

July 07, 2022

Daniel Explores: What Makes Ferrari So Successful?

Thanks to the recent success of our Red Bull Business Blog, and having just returned from Italy myself, it feels as good a time as any to have a look...

Man placing coins into different size piles

Advice

January 27, 2022

The cheap, the expensive and the downright insane. A guide to Peter Lynch’s P/E philosophy

Author of the best-selling title “One up on Wall-Street” and legendary manager of the Fidelity Magellan fund – Peter Lynch had a unique outlook for se...

Advice

January 25, 2022

The Hive 100 Campaign

Hello, I am Lucy Molina and I am one of the Business Support team at Acumen, but my role also extends to include other projects, such as marketing...

Advice

December 07, 2021

What are National Insurance credits and who can claim them?

National Insurance credits are a useful means of plugging any gaps in your National Insurance record to ensure you receive certain benefits, most nota...

Company News

January 07, 2019

A brief history of Acumen Financial Partnership

In 2006, Angela Maher, Managing Director of Acumen Financial Partnership, incorporated a small financial advisory firm in Maghull. Little did she know...

How child benefits affects your National Insurance contributions

Financial Planning

April 11, 2017

How Child Benefits affects your National Insurance Contributions

You may be familiar with child benefits, however are you and your family claiming this correctly? Every family can claim Child benefit, however since...

Company News

April 28, 2016

Acumen in the top 250 UK IFAs

As of 8 April 2016, our very own Angela Maher was officially installed into the VouchedFor top 250 UK IFAs list, rated and reviewed by clients on Vouc...

Advice

November 18, 2015

Pensions and tax planning for high earners

While the government has hit the highest earners in the pocket, for those who fall into this bracket it might interest you to hear that there is a tri...

Company News

January 22, 2015

Get some Acumen for financial planning

With the advent of a new year, you may be among the many people resolving to find yourself a trusted Independent Financial Adviser to help steer your...

Pensions

November 24, 2014

SSAS – How are they different to SIPP pensions?

What is a SSAS? SSAS stands for small self-administered scheme. A SSAS is a special form of occupational pension scheme, primarily designed for contro...

Company News

November 18, 2014

Acumen’s MD Angela Maher talks Pensions to the Liverpool Echo

Angela Maher, Acumen Financial Partnerships Managing Director recently featured in the Liverpool Echo giving her expert opinion on Pensions. Angela ad...

Company News

November 18, 2014

Acumen’s MD achieves Top Rated IFA in the Liverpool area

Angela Maher of Acumen Financial Partnership has been awarded one of the top rated scores with the online independent review platform – Vouched For. A...